Advantages of Real Property Investment

June 10th, 2013

Owning real properties is becoming increasingly popular since it has been proven to be advantageous and productive; more and more people are taking advantage of this investment. Unlike investment on stocks and bonds, rental property investment allows you to own a tangible asset: the property itself.

Moreover, rental properties are more advantageous in the long-run – you can expect that you will receive rental payments for a long time. It’s also very important that you consult with an accountant that is an property investment expert, such as Baggetta & Co.

The video below can numerically explain to you how advantageous rental properties are as compared to a property that is bought but not used for rental:


Business Advice: 7 Reasons Why Businesses Fail

June 4th, 2013

When you start a business, you obviously do not want to think of failures – the possibilities of your business get bankrupted, you being in debt, etc.

However, it is also important to be open with the possibilities whether positive or negative because if you know the reasons why businesses fail, you can avoid making these mistakes.

The number 4 (Lack of marketing plan) is probably one of the major mistakes and the number one reason for businesses to fail. These days, having a solid online marketing strategy is key to business success.

In this video, we will be talking about 7 of the most common reasons why businesses fail:

  1. Lack of plan and poor management
  2. Lack of cash flow and capital
  3. Wrong location
  4. Lack of marketing plan
  5. Poorly-researched competition
  6. Wrong choice of business
  7. Business grows too quickly

The Consequences of Dying Without a Will

June 24th, 2013

Preparing a last will is a vital element of estate planning. A last Will supplies provides vital information regarding any estate planning strategies which have been established. A Last Will and Testament’s purpose is planning, managing and distributing a person’s property, estate and assets based on his approval.

When individuals fail to make a will and testament, their estate will go through a process known as “intestate probate”. This process takes longer than testate probate because a judge has to confirm an estate administrator and determine rightful heirs.

For more about the negative effects of dying without a Will, you can check out an interesting article at It showcases some of the most renowned individuals who died without a Will.

You can find the article here:

A Small Business Owner’s Guide to Year-End Sales Success

June 24th, 2013

As the holiday season rolls into swing, you need to make sure that you have done your planning and set up in advance to make the most out of the holiday sales season. Don’t let the general “busyness” of your business mean that you have to miss out on what can be, the highlight of your sales calendar.

Make some plans and schedule ahead to grab those marketing opportunities. Use them not just to sell to those who know your business already, but to reach out to potential new customers too.

Carol Tice published an article at Entrepreneur that talks about how small business owners can find sales success this year end.

You can read the full article here:

Why Long-Term-Care Insurance Premiums Are Soaring

June 24th, 2013

As they hit middle age, most people start thinking about the possibility of needing nursing care. A lot of individuals have some illness or family who needed home health care, assisted living, or a nursing home. So, they realise about the consideration of long term care insurance.

You buy insurance to manage risks but of course, you hope you will not have to use it. With this type of insurance policy, you could pay premiums for years, never need it, and get nothing out of your policy except the security of knowing you have it. But why are long-term-care insurance premiums soaring?

An article at Daily Finance can give you a clear understanding the reasons why this type of life insurance is so popular nowadays.

Read more at:

Business Growing Pains, How to Meet the Challenge.

June 24th, 2013

In the exciting early stage, the primary focus of every business is all about survival, winning customers and creating a sustainable place in the market. However, as the business eventually grows, more and more people are involved – whether clients or employees. That makes business growth more challenging.

Obviously, the goal of every business is to grow and prosper. After all, if your business does not progress and expand, sales and profits will remain stagnant and costs will continue to rise. Growth is very huge for a business but like we’ve said, it faces a lot of challenges.

An article posted at Entrepreneur can help you to familiarise the core areas that should be addressed and monitored in order to ensure the health and productivity of your growing business.

Read the article here:

Measuring Financial Performance: Profitability Ratio

June 20th, 2013

Assessing your company’s performance is very vital because it allows you to develop new strategies for improvement or make some changes to the previous strategies you had if there are errors. One excellent way of measuring a company’s performance is by using the profitability ratio.

Most of the times, you can say that your company is doing well if your company’s profitability ratio is higher relatively to a competitor’s ratio or the same ratio from the previous period. For more on profitability ratio, watch the video below:


How to Measure Financial Performance: Solvency Ratio

June 18th, 2013

Your company’s solvency ratio is very important especially when you are applying for a financial loan. It actually measures your company’s ability to meet long-term obligations.

Generally, if your company’s financial ratio is greater than 20%, your financial status is already considered healthy. However, the acceptable ratio may vary from industry to industry. Companies that have a solvency ratio lower than 20% are less likely approved for financial loans.

For more on solvency ratio, watch the video below:


Investing on Apartments: Capitalisation Rate

June 16th, 2013

Apartment is an excellent way to invest in real estate. A lot of new investors these days are considering investing in apartments because they are familiar to us and are easy to manage.

Another reason why people love investing in apartments is because of its capitalisation rate (cap rate), or the rate of return based on the expected income an apartment can generate. For further details about capitalisation rate, watch the video below:


How to be Successful with Real Estate

June 14th, 2013

Everybody wants to have a lot of money to support all the family needs, to live comfortably, to provide your children high-quality education and to be prepared against the future financial responsibilities you and your family may face.

With this, a lot of people believe that the best way to have a lot of money is by investing on real estate. Real estate business can give numerous benefits to anyone as long as you know how the proper techniques. For more tips on how to success in real estate, watch the video below:


Tips on How to Purchase a Real Property

June 8th, 2013

Investing in real estate can be an effective move in order for you to become wealthy. However, the toughest part of getting into this type of investment is purchasing the property. It is clear that there are a lot of things you will want to take into careful considerations first before you actually buy and spend money for that property.

In the video below, you will learn how to purchase a real property in the right and smart way: